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Solutions Architect Payment Systems

New York, NY · Information Technology

Our client, a major bank in New York City, is looking for Senior Solutions Architect - Payment Systems (Director Level).  New York City Location.

This is hybrid commute, 2/3 days per week in the office.

** Must be authorized to work for ANY employer in US   - NO H1 Visa support for this role

Salary range 200-225K, plus around 20% bonus, plus great benefits package.

Senior Solutions Architect – Payment Systems

In this role you will be responsible for the end-to-end architecture, solution design, and technical oversight of payment platforms supporting Mizuho Americas’ domestic and cross‑border payment capabilities.
This role acts as a hands-on technical leader and design authority, partnering closely with product, business, risk, operations, infrastructure, and security teams to deliver secure, scalable, and regulatory-compliant payment solutions. You will work closely with the enterprise architects and define target-state solution architectures, guide implementation teams, and ensure alignment with enterprise standards across high-value, real-time, and batch payment systems.
The position requires deep expertise in payment processing architectures, strong understanding of financial messaging standards, and the ability to drive complex initiatives across multiple platforms in a highly regulated environment.

 
JOB REQUIREMENTS OR EXPERIENCE

Business & Domain Experience
  • 12+ years of technology experience, with 5+ years in financial services or payments platforms
  • Proven experience architecting mission‑critical, high-volume, regulated systems
  • Strong understanding of payments operations, controls, and regulatory considerations

TECHNICAL SKILLS

CORE – MUST HAVE
  • Strong experience in enterprise and solution architecture within banking or payments environments
  • Hands-on architectural knowledge of:
    • Distributed systems and microservices-based architectures
    • API-led and event-driven integration patterns
    • High-availability, multi-region, and fault-tolerant designs
  • Deep understanding of:
    • Payment processing lifecycles
    • Financial messaging standards (e.g., ISO 20022, XML/JSON-based formats)
  • Solid background in:
    • Java-based enterprise platforms or equivalent JVM ecosystems
    • Relational databases and transactional data models
    • Messaging platforms and streaming technologies
  • Strong grasp of:
    • Security architecture, authentication, authorization, encryption, and data protection
    • Regulatory and risk controls relevant to payment systems
  • Ability to analyze, document, and communicate complex system interactions clearly to both technical and non-technical audiences
  •  
NICE TO HAVE
  • Experience with real-time or instant payment platforms
  • Exposure to vendor payment engines, clearing systems, or market infrastructures
  • Cloud and hybrid architecture experience (AWS, Azure, or private cloud)
  • Familiarity with container platforms and orchestration (OpenShift, Kubernetes)
  • Knowledge of DevSecOps, CI/CD pipelines, and infrastructure-as-code
  • Experience supporting modernization from legacy payment systems to next-generation platforms
  •  
EDUCATION AND OTHER REQUIREMENTS
  • Bachelor’s degree in Computer Science, Engineering, or related discipline, or equivalent practical experience
  • Strong written and verbal communication skills, with the ability to influence senior stakeholders
  • Demonstrated ability to operate with high autonomy and accountability
  • Comfortable working across business, technology, risk, and operations teams
  • Strong analytical mindset with a focus on enterprise value, risk stewardship, and long-term sustainability

PRINCIPAL DUTIES AND RESPONSIBILITIES

Solution Architecture & Design
  • Own the solution architecture for enterprise payment platforms including high-value payments, real-time payments, clearing, settlement, and reporting systems
  • Translate business requirements into end-to-end technical architectures, covering application, integration, data, infrastructure, and security layers
  • Design solutions aligned with enterprise architecture principles, target-state roadmaps, and regulatory requirements
  • Evaluate trade-offs across scalability, resilience, performance, cost, and delivery timelines
  • Define integration patterns for internal systems, vendor platforms, and external market infrastructures

Payments Domain & Platform Architecture
  • Architect solutions supporting domestic and cross-border payment flows, lifecycle processing, reconciliation, and exception handling
  • Apply strong working knowledge of payment rails, clearing models, and settlement mechanisms
  • Design architectures aligned with financial messaging standards (e.g., ISO 20022, legacy formats)
  • Support modernization initiatives including real-time payments, API-led architectures, and event-driven processing
  • Partner with business and operations teams to ensure solutions meet SLA, resiliency, and operational readiness requirements

Technical Leadership & Governance
  • Serve as a design authority throughout project lifecycles, from concept through production deployment
  • Review and approve solution designs, modeling artifacts, and implementation approaches
  • Ensure adherence to architecture standards, security controls, and development best practices
  • Guide and mentor development teams, influencing design decisions rather than managing day-to-day coding
  • Participate in architecture review boards, technology evaluations, and vendor assessments

Documentation & Standards
  • Produce and maintain architecture diagrams, solution blueprints, interface contracts, and design specifications
  • Document current-state and target-state architectures, including transition roadmaps
  • Contribute to enterprise reference architectures, reusable patterns, and design guidelines
  • Ensure architectural artifacts are audit-ready and suitable for regulatory review

Delivery Support & Production Engagement
  • Partner with delivery teams during build, testing, and deployment phases to ensure architectural integrity
  • Support SIT, UAT, and production readiness reviews, including non-functional testing considerations
  • Provide architectural guidance during production incidents, root-cause analysis, and remediation planning
  • Collaborate with infrastructure, DevOps, and SRE teams on resilience, observability, and performance tuning



Please email your resume or use this link to apply directly:
https://brainsworkgroup.catsone.com/careers/index.php?m=portal&a=details&jobOrderID=16810081
Or email: igork@brainsworkgroup.com
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